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Capital Flux Finance FINANCIAL PARTNERS LLC - CLIENT AGREEMENT

1. Agreement Overview

This Client Agreement ("Agreement") governs the relationship between Capital Flux Finance Financial Partners LLC ("Capital Flux Finance," "we," "us," or "our") and the client ("you" or "Client"). By engaging our services, you acknowledge reading, understanding, and agreeing to these terms.

2. Services Provided

Capital Flux Finance provides financial advisory, investment management, financial planning, and related services as detailed in our Form ADV Part 2A. Specific services are outlined in your individual investment advisory agreement. We act as a fiduciary, putting your interests first in all advisory activities.

3. Client Responsibilities

You agree to: (a) provide accurate and complete information about your financial situation, objectives, and risk tolerance; (b) promptly notify us of material changes to your financial circumstances; (c) review all account statements and reports; (d) maintain adequate insurance coverage; and (e) inform us of any legal, tax, or investment advice you receive from other professionals.

4. Investment Risk Disclosure

All investments involve risk, including potential loss of principal. Past performance does not guarantee future results. Market conditions, interest rates, political developments, and economic factors may cause investment values to fluctuate. Alternative investments may involve additional risks including illiquidity, leverage, and complex tax structures. Digital assets involve extreme volatility and regulatory uncertainty.

5. Fees and Compensation

Our fee schedule is detailed in your advisory agreement. Fees may be based on assets under management, hourly rates, fixed project fees, or a combination thereof. All fees are disclosed in advance and deducted from your account or billed directly. We do not receive commissions from third parties for investment products we recommend.

6. Account Custody

Client assets are held with qualified custodians (e.g., Fidelity, Charles Schwab, Pershing). Capital Flux Finance does not take physical possession of client funds or securities. We have limited power of attorney to trade securities in managed accounts but cannot withdraw funds except for authorized fees.

7. Confidentiality

We maintain strict confidentiality of your personal and financial information as outlined in our Privacy Policy. Exceptions include: (a) disclosure required by law; (b) disclosure to our attorneys, accountants, or auditors; (c) disclosure necessary to provide our services; or (d) disclosure you authorize in writing.

8. Termination

Either party may terminate this Agreement with 30 days written notice. Upon termination, we will complete transactions already initiated, deliver all client property, and provide final accounting. Fees will be prorated to the termination date. Certain provisions (confidentiality, arbitration, etc.) survive termination.

9. Arbitration Agreement

Any controversy arising out of this Agreement shall be settled by arbitration before the American Arbitration Association in USA. Judgment on the arbitration award may be entered in any court having jurisdiction. You understand you are waiving the right to a jury trial.

10. Governing Law

This Agreement shall be governed by USA law without regard to conflict of law principles. The exclusive venue for any legal proceedings shall in USA.

11. Entire Agreement

This Agreement, along with your investment advisory agreement and Form ADV Part 2A, constitutes the entire understanding between parties and supersedes all prior agreements, whether written or oral.

12. Amendments

We may amend these terms with 30 days written notice. Continued use of our services after amendments constitutes acceptance. Material changes to our advisory agreement require your written consent.

Last Updated: 2026

Capital Flux Finance FINANCIAL PARTNERS LLC - PRIVACY NOTICE

Effective Date: 2026

1. Introduction

Capital Flux Finance Financial Partners LLC ("Capital Flux Finance," "we," "us," or "our") is committed to protecting your privacy. This Privacy Notice describes how we collect, use, share, and protect your personal information in accordance with the Gramm-Leach-Bliley Act (GLBA), Regulation S-P, and other applicable laws.

2. Information We Collect

We collect nonpublic personal information about you from the following sources:

• Application Information: Information you provide on applications, questionnaires, or other forms (name, address, Social Security number, date of birth, income, net worth, investment objectives)
• Transaction Information: Information about your transactions with us, our affiliates, or others (account balances, trading history, account activity)
• Third-Party Information: Information from consumer reporting agencies, verification services, or public databases (credit history, employment verification, sanction screening)
• Technical Information: Information collected through our website and digital platforms (IP address, device information, browsing history, cookies)

3. How We Use Your Information

We use your personal information to:

• Provide investment advisory and financial planning services
• Open and maintain your accounts
• Process transactions and generate reports
• Comply with legal and regulatory requirements (AML, KYC, tax reporting)
• Communicate with you about services, market updates, and educational content
• Improve our services and develop new offerings
• Protect against fraud, unauthorized transactions, and security threats

4. Information Sharing

We do not sell your personal information to third parties. We may share your information in the following limited circumstances:

• Service Providers: With unaffiliated companies that perform services on our behalf (custodians, broker-dealers, technology providers, auditors). These providers are contractually obligated to protect your information.
• Affiliates: With our corporate affiliates for business purposes, consistent with this Privacy Notice.
• Legal Requirements: When required by law, regulation, or legal process (court order, subpoena, regulatory examination).
• Business Transfers: In connection with a merger, acquisition, or sale of assets, with appropriate confidentiality protections.
• With Your Consent: When you authorize us to share information with specific third parties.

5. Your Privacy Rights

Depending on your jurisdiction, you may have rights to:

• Access the personal information we hold about you
• Correct inaccurate or incomplete information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of certain marketing communications
• Request information about our data sharing practices
• File a complaint with regulatory authorities

To exercise these rights, contact us at contact@capitalfluxfinance.com or +1 (212) 555-8400.

6. Data Security

We maintain comprehensive security measures including:

• Encryption of data in transit and at rest (AES-256)
• Multi-factor authentication for system access
• Regular security assessments and penetration testing
• Employee training on information security protocols
• Physical security controls at our facilities
• $50 million in cybersecurity insurance coverage

7. Retention of Information

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Notice, comply with legal obligations (typically 5-7 years post-account closure), resolve disputes, and enforce our agreements. Secure destruction methods are used when information is no longer needed.

8. International Data Transfers

For clients outside the United States, your information may be transferred to and processed in the United States. We use Standard Contractual Clauses and other approved mechanisms to ensure adequate protection for international data transfers.

9. Updates to This Privacy Notice

We may update this Privacy Notice periodically. The effective date will indicate when changes were made. We will notify you of material changes through our website, email, or account statements. Continued use of our services after changes constitutes acceptance of the updated Privacy Notice.

10. Contact Information

If you have questions about this Privacy Notice or our privacy practices, contact:

Capital Flux Finance Financial Partners LLC
Attn: Privacy Officer
885 W Rocky Point Dr, Camano Island, Washington 98282, USA Email: contact@capitalfluxfinance.com
Phone: +1 (212) 555-8400